All Blog Entries by Dave Kotler

Found 162 blog entries published by Dave Kotler.

Best Water Activities in Kelowna

There's so much to love about living in the Kelowna community, but when the weather warms up, locals love getting out and enjoying various water pursuits like swimming, snorkelling and other thrills. The lakes and rivers are active with anglers and recreational boaters, even in cooler weather.

The majority of parks in Kelowna boast inviting sandy beaches and many have watersport rental outfitters onsite. Arrive early, and spend the day relaxing while taking a dip in the water or watching the kiddos explore the playgrounds or hiking trails. Read on to learn about the best water recreation in Kelowna, BC, and get ready to build sandcastles or snag a rental and get into the action.

Table of Contents

  • Explore Okanagan Lake
  • Water Activities
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What do You Own When You Buy a Condo?

Buying a condo can be an opportunity to make passive income, or it could be a remarkable place to call home. Owners and tenants enjoy the perks of condo communities, which typically include fewer maintenance responsibilities and amenities like pools and fitness centres. Whether the buyer intends to live there or rent it out, knowing what they're going to own after signing a purchase contract for a condo is a must. Ownership rights ultimately impact what the owner is responsible for and what the Community Association is liable for concerning upkeep, repairs, and access.

Apartment vs. Condo: What's the Difference?

While condos and apartments typically have a similar layout and common community amenities, both are multi-unit properties that can be

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Best Walking and Jogging Trails in Kelowna

Anyone visiting or living in the city of Kelowna might have a shared passion for the great outdoors. Thanks to the temperate climate, millions of nature lovers flock here annually to visit, while residents have year-round access. One of the best ways to enjoy British Columbia's nature is to head out to Kelowna's best trails. Dozens of communities are situated along the banks of Okanagan Lake, a hotbed of trailheads leading to mountain views, valleys, and an abundance of wildlife viewing points.

Apex Trail in Knox Mountain Park

While Knox Mountain Park has a few trails, one of the locals' favourites is Apex Trail. This hike has a moderate difficulty with the occasional steep parts but offers excellent views of the lake and wilderness surrounding

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Home Improvement Tasks to Do This SummerSummertime is the perfect time to complete some home improvement projects around your house. Whether you're looking to update your décor or make some much-needed repairs, there are many great summer home improvements that improve your life and increase your property value. Use the warm weather and long days to get your home in tip-top shape for the summer months.

Create a Backyard Oasis

Of course, summer is a great time to go to the beach or lounge by the lake. But, if you're looking to beat the crowds, you can still enjoy the outdoors by creating a backyard oasis.

Outdoor living areas are a great addition to any home. Not only do they provide extra space for entertaining, but they can also add value to your home. Some estimates show that a

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What to Know About Owning a Yineyard

You've probably dreamed about owning a vineyard. Who hasn't? The romantic notions of tending to grapevines, making wine, and hosting visitors from all over the world are hard to resist. When you live in wine country, the temptation can pull even more strongly. But before you take the plunge into vineyard ownership, you must understand what you're getting yourself into.

Choosing a Location

Finding the perfect place to put a vineyard isn't only a matter of acreage and zoning—prospective buyers need to consider everything from the orientation toward the sun to the soil's acidity. Buyers should also consider the land's topography, as hillsides can affect everything from maintaining the temperature (cool air sinks and can "roll" down a slope) to the

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The Difference Between Buying a Vacation Home and Buying a Primary HomeBuying a vacation home or an investment property is different than the traditional homebuying process. Buyers who already have a primary residence may be surprised by some of the ways that mortgages, taxes, and interest rates vary between these two types of properties. Whether you're eyeing waterfront homes or a ski cabin, a vacation homes can be great investments. Keep reading to find out what you need to know before buying.

Down Payment Differences

There are several down payment assistance programs that support first-time buyers, but the same programs rarely apply to second homes. For a vacation home, the buyer must put down at least 5 per cent down payment in order to secure a mortgage. Some lenders may require buyers to put down more.

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How to Handle a Bad Home InspectionHome inspections can be a frustrating part of the home buying process, especially when the report comes back with issues. A bad inspection may seem like a deal-breaker for buyers, but you don't have to give up that dream property. The key is to understand what a home inspection is and to know what to do if the inspection report comes back with serious issues. Keep reading to learn home inspection basics and how to handle latent issues.

Home Inspection Basics

Without a Property Condition Statement (PCS), also called a Property Condition Disclosure Statement (PCDS) and/or a Property Disclosure Statement from the seller, the homebuyer will want to insist upon a home inspection by a certified property inspector.

A pre-purchase home inspection

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Debt-to-Income Ratio BasicsSome people might check their credit score and assume they're ready to buy a home. After all, there are plenty of mortgage loan options to make homeownership more accessible even with subprime credit. But credit scores aside, the amount of current debt one has can make it harder to qualify for a conventional or other type of mortgage loan.

Debt-to-income ratio is one of a many important factors a lender will review when approving an applicant for a home loan. Keep reading to learn how to optimize your debt-to-income ratio and avoid mortgage mistakes.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Is Debt-to-income Ratio?

An applicant may think

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condos for sale, single-family homes for sale, real estate trendsEvery buyer brings unique circumstances to the table when they decide to purchase real estate. First-time home buyers are often looking for that perfect starter home—a place that they can afford but where they can also begin to build their wealth. Ultimately, all buyers want a place where they can make memories that will also be practical, convenient and comfortable.

Evaluating their needs brings them to the same question about property types: is it better to buy a condo or a single-family home? The answer will vary from person to person. If you want to decide for yourself, keep reading to find an actionable comparison of condos and single-family homes. 

Choosing a Single-Family Home

For many home buyers, single-family real estate is the

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Best Beaches Near Kelowna

With 135 kilometres of sandy shorelines along Okanagan Lake, locals and travellers seeking fun and water recreation visit Kelowna's 30 beaches. As one of the most striking lakes in the region, the Okanagan Lake is the epicentre of community life in the city of Kelowna. With so many choices, keep reading to check out some of the best Kelowna beaches.

Spend the Day at Tugboat Bay Beach

Tugboat Bay Beach Has Picnic Tables

Tugboat Bay Beach is in Waterfront Park, one of Kelowna's best parks. The site boasts a boardwalk connecting to an outdoor theatre where live music shows take place during summer. While the boardwalk has food, drinks, non-motorized boat rentals, and washrooms, the sandy cove tends to be more tranquil than others in the area.

The beach has grassy and sandy

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